Hi Cathy,
framing is one of those things that gets me everytime and it can be a real personal style thing so don't be afraid to try different things and don't always stick to the 6X4 traditional shape if it doesn't suit the shot. I just decide what is the best feature in a shot and aim to put in at the intersection of two thirds (as per the rule of thirds mentioned by Daniel), and then try an cut out anything distracting .. and you seem to have achieve this with the 2nd monkey crop so well done.
May also be worth trying the origional as a 6X4 Poitrait orientation and removing most of the branch, alos as a separate exercise its such a nice face shot you may want to crop in even tighter to make the face fill the frame. Guess it really comes down to what you are going to do with the finished product and what you want to empasise.
Mind you I have also be realy happy with some shots that completely break the rule ...but it's always a good starting point.
RE Photoshop
I am doing a photoshop course next week
What can you tell me about the course - who runs it, where and what level ? I have done some training but always interetsed in more - although I am trying to get it right from the camera
PS is such a fun toy.
I'll send you a PM on the subject
Have fun
Deb T