Greg B wrote:It is just difficult to see how the causes of noise - all about electronics etc as detailed above by Dave - are emulated in film where grain is the result of actual grains of silver halide being larger and standing out (visually) from the smaller grains which make up the image.
There is probably a simple explanation (he said, hopefully)
You've described the cause of film grain: "clumpiness" in the grains of silver.
In digital images the noise typically takes on two forms: "luminance" and "chroma". Luminance noise looks similar to film grain, but chroma noise is generally regarded as visually "nasty". It can be seen in an area of grey where individual pixels take on coloured tints.
In a typical digital camera the colours are determined by using a "Bayer" filter, where individual pixels are covered by a red, green, or blue filter (the Sony F828 also uses an "emerald" filter, and many older cameras used cyan/yellow/magenta/green). The camera (or RAW converter) reconstructs the colour at each pixel by considering the R, G, or B value at that pixel and combining this with the values of the surrounding pixels.
Now consider what happens when some of those colour values are higher and some are lower than they "should be" because of electrical noise. This is where chroma noise comes from. It looks dramatically different to film grain or luminance noise.
The correlation of increased film grain and increased digital noise at higher ISOs is coincidence, but at least it intuitively makes sense!