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Camera Insurance

PostPosted: Fri Nov 10, 2006 10:35 am
by greencardigan
I'm finally getting around to sorting out some insurance for my gear.

Our home contents are insured with NRMA.

With NRMA I can add cover for portable items for theft and accidental damage.

Their prices are:

$120/yr for $5,000

$190/yr for $10,000

Does that sound reasonable?

PostPosted: Fri Nov 10, 2006 10:38 am
by Alpha_7
Sounds alright but is it new for old cover, or market value ?

PostPosted: Fri Nov 10, 2006 10:41 am
by greencardigan
Alpha_7 wrote:Sounds alright but is it new for old cover, or market value ?

I'm fairly sure it's new for old. Our standard contents is, so I assume it would be the same.

PostPosted: Fri Nov 10, 2006 10:57 am
by Raskill
You're not planning on dropping that 70-200 are you???

I've got a similar setup through AAMI. Seems easy enough.

PostPosted: Fri Nov 10, 2006 11:05 am
by greencardigan
Raskill wrote:You're not planning on dropping that 70-200 are you???

I've got a similar setup through AAMI. Seems easy enough.

Not just yet. :)

I knocked my D70 + 105 off my tripod a few months ago. That was enough to make me look into the insurance.

PostPosted: Sat Nov 11, 2006 3:02 pm
by robw25
i tried to put my 28-70 on my insurance list but the company ( alliance )said i couldnt as their policy only covers camera/lenses up to $25,000 so i took the 70-200vr off the list as i dont use it much, and i pay $65.00 a month on top of my house/car insurance for this insurance, but it gives me peace of mind that they are covered ( the 70-200vr is still covered in my home not when i take it outside the home ) they suggested i get a bussiness insurance which i looked into ... they wanted $100 a month to cover my list so i didnt persue it ( mind you i didnt have a bussiness number then )

cheers rob

PostPosted: Thu Nov 16, 2006 10:11 am
by Kris
hi guys

all my camera stuff was stolen last night from my home, i believe according to NRMA its all covered because it wasnt out of the home. Is this correct?

my 30D and lenses, cards, filters,readers :(

devasted..

looking at a replacement now of a 5D

cheers

PostPosted: Thu Nov 16, 2006 10:17 am
by greencardigan
That's no good Kris.

Hope it all goes well with NRMA. Let us know how it progresses.

I'm interested to see how NRMA handles things.

PostPosted: Thu Nov 16, 2006 10:23 am
by Kris
I know :(

She said theres no limit to items claimed in your home for things like cameras so long as its below the insured value so I hope I can get it all back!

30D, 24-70 F2.8, 10-20 F4.6, few memory cards, bag, reader, CPL and then theres the laptop, gold braclet and necklace yada yada!

gutless low life! even took my favourite D&G colongue.. i mean what the?

PostPosted: Thu Nov 16, 2006 10:30 am
by MATT
Kris, that sh**ty . Its not just eh gear , its the inconvenience of it all.

I hope it gets sorted in a timely matter

Cheers
MATT

PostPosted: Thu Nov 16, 2006 11:01 am
by Kris
I know Matt :(

The camera stuff is 'fairly' easy to replace its all the other bits and pieces that just all add up...

PostPosted: Thu Nov 16, 2006 11:43 am
by Glen
Kris wrote:gutless low life! even took my favourite D&G colongue.. i mean what the?


Condolences. That is wierd.

PostPosted: Thu Nov 16, 2006 11:47 am
by Kris
Glen wrote:
Kris wrote:gutless low life! even took my favourite D&G colongue.. i mean what the?


Condolences. That is wierd.


Thats actually what makes me the maddest.... taking my colongue? what a sicko.

He wants to smell like me? far out. Get a life of your own thief

PostPosted: Thu Nov 16, 2006 11:51 am
by Glen
Keep a look out for a bloke that smells like you offering a cheap camera in pubs? Plus it is half used and has your dna on the bottle. Unsaleable so he would have to keep it, likely item to prove a case.