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Insurance?
Posted:
Sun Feb 06, 2005 8:53 pm
by pippin88
I'm moving to Newcastle in under two weeks, the item/s of greatest value by far will be my D70 stuff.
So I'm going to need insurance to at least cover it while it's at home.
A few questions for those who have insurance that covers their cameras:
How much?
Who with?
Can the camera be insured for when it's out of house?
Etc.
Any help is appreciated.
Posted:
Sun Feb 06, 2005 8:56 pm
by birddog114
We have had a few threads about this topic recently.
Get a Home contents policy with your insurer and they'll cover the d70 for you.
Posted:
Sun Feb 06, 2005 8:59 pm
by BBJ
Hi pippin, yes you can insure it all i have mine done through SGIC and is insured for $6,000 all up so far and is covered if i drop it or stolen and anywhere in OZ for a cost about $50 a year, i gave the prices of the gear and all serial numbers as well, but like always shop around. I have my house and contents ,cars and motorbikes all with sgic as i was with CGU but they couldn't match what i get it for at sgic with all mine so yeh shop around, hope this helps.
John
BBJ
specified personal valuables
Posted:
Sun Feb 06, 2005 8:59 pm
by christiand
Hi,
I've got insurances with
AAMI and $3000 specified personal valuables
insurance is for me a bit less than $100.
My understanding is that this is an idiot's insurance.
If I drop the camera in the lake, I get replacement with a $100 excess fee.
Cheers
CD
Re: specified personal valuables
Posted:
Sun Feb 06, 2005 9:04 pm
by birddog114
christiand wrote:Hi,
I've got insurances with
AAMI and $3000 specified personal valuables
insurance is for me a bit less than $100.
My understanding is that this is an idiot's insurance.
If I drop the camera in the lake, I get replacement with a $100 excess fee.
Cheers
CD
Christiand,
I like it
wait for the new D2x available and drop your D70 in the lake
Posted:
Sun Feb 06, 2005 9:08 pm
by pippin88
Thanks BBJ and christiand, that's exactly what I wanted to hear.
Very good prices for that much piece of mind and coverage.
Posted:
Sun Feb 06, 2005 9:12 pm
by birddog114
pippin88 wrote:Thanks BBJ and christiand, that's exactly what I wanted to hear.
Very good prices for that much piece of mind and coverage.
Remember, it's on top of your Home content policy premium!
Posted:
Sun Feb 06, 2005 9:18 pm
by pippin88
Birddog114 wrote:pippin88 wrote:Thanks BBJ and christiand, that's exactly what I wanted to hear.
Very good prices for that much piece of mind and coverage.
Remember, it's on top of your Home content policy premium!
Hmm, I see. So basic premium + $50 to $100 (or more).
Is there anyone that offers it without a basic Home and Contents necessary?
Posted:
Sun Feb 06, 2005 9:19 pm
by birddog114
pippin88 wrote:Birddog114 wrote:pippin88 wrote:Thanks BBJ and christiand, that's exactly what I wanted to hear.
Very good prices for that much piece of mind and coverage.
Remember, it's on top of your Home content policy premium!
Hmm, I see. So basic premium + $50 to $100 (or more).
Is there anyone that offers it without a basic Home and Contents necessary?
It's but will cost you 1/3 of your the price of the D70 and use for commercial photogs only
Posted:
Sun Feb 06, 2005 9:39 pm
by pippin88
Birddog114 wrote:It's but will cost you 1/3 of your the price of the D70 and use for commercial photogs only
Ok, will look into Home and Contents etc.
Thanks for the quick, informative responses everyone.
commercial, business use
Posted:
Sun Feb 06, 2005 10:13 pm
by christiand
according to
AAMI when you use the camera for business you need a different type of insurance.
AAMI doesn't cover that.
Business is when you sell a photo taken by the D70.
Does anybody have more info on business use and insurance ?
Thanks a lot
CD