Travel Insurance for Camera gear, help req.

[marc]

My Home & contents insurance company, GIO no longer covers your expensive gear for o'seas.
I'd appreciate anyone's help in regards to a travel insurance company that deals in coverage above the normal 3-4K.
I'm looking at a cover of around 15K, and that's only for 1 X DSLR + 4 X 2.8 glass!! It doesn't take much these days to quickly go well over most of their miserly limits
I'm not interested in changing H & C Ins company, rather just a Travel policy for 11 days coverage to the US in 2 weeks then in Sept to Africa for 3 weeks.
Have done a search and can't find anything recent so any help would be gladly appreciated.

Cheers
Marc

[DaveB]

My equipment is insured through my business insurance and reading the fine print, although it's covered "worldwide" there are specific exclusions. It's covered everywhere except North America. When reviewing this stuff recently with an insurance broker it turns out that this is fairly standard practice.
Something about the horrible insurance/liability environment in the USA mainly...

If you do find a solution for short-term trips to the US I'll be very interested!

[DaveB]

I've checked the details of the new policy we're taking out (all in the interests of saving money - this business insurance can be expensive!) and the new policy doesn't cover us overseas automatically, I have to ring up and inform them about trips and we get an extension.

If you're interested I can PM you the details of the broker I've been using: maybe he can point you to an appropriate short-term policy. Im still interested in the results of course!

[marc]

Hi Dave

I tried your agent, many thanks, but couldn't help on a short term basis.
I did manage to find insurance through AON here:
http://www.aon.com.au/small_medium_busi ... aphers.asp
(and no, you don't need to be a pro)

I tried thru MANY Travel insurance company's and the best I could come up with was 6k cover on each item, still leaving me well short on my 200-400!!
and that cover was still going to cost me around A$550.00 for just 11 days!!


Via AON I got 15k worth of cover WORLDWIDE for 12mths, costing A$713.96.
Still not cheap, but FAR better value.

Cheers
Marc

[radar]

Just saw your post Marc, I also use AON for worldwide coverage, much better then what any travel insurance can do, that I have found anyway.

Cheers,

André

[tommyg]

I've just been though this same issue, and found that Elders Insurance happily cover any equipment overseas as part of their H&C cover for 90 days at a time. You just need to itemise anything over $2,000 in value.

I looked at AON, but the cover for the equipment through them was about the same as the H&C costs anyway.