Camera Equipment & Travel Insurance

[mickwhit]

Hi All,

I am just about to embark on my overseas holiday with all my camera gear, laptop and external HDD and I have received a quote in the vicinity of AUS$1000.

Ouch! I can hear you saying. Yep, my jaw hit the ground as well! I won't allude to the name of the travel insurance company, however I am asking those of you who insure your camera gear (and have had travel insurance previously) who do you insure your camera goods through?

Thanking you in advance.

Cheers,

Mick.

[mudder]

G'day Mick,
I remember getting some quotes for 6K cover for I think about 10-12 days was around the $175 mark I think... Something similar anyway, that was just through my insurance RACV...

[nito]

I know that usually standard travel insurance ($300) covers up to $3000 for video/camera systems and $5000 for laptops. Considering, that you have some very expensive lens, I can only guess thats the reason for the mark-up. Wonder if you can insure those puppies separately?

[christiand]

Hi mickwhit,

I have home contents and building insurance with AAMI.
I've also insured my camera gear with them and I would have to look up the details but $300 is covering several thousand dollars and the first 30 days overseas are covered aswell.
It also is an idiot insurance, if I happen to drop my gear accidently into Sydney harbour, it is covered.

HTH,

CD

[stubbsy]

Like Christian my gear is covered (well is about to be since I'm just renewing) by my GIO home contents insurance. For $15,000 replacement value I've been quoted something like $250 to cover loss or damage outside my home.

[BBJ]

Mine the same as Christian's with my home insurance with SGIC and updated my gear to $9,000 covered for a month over seas as well, not that i go but thats all in it, for just a few $$ more than what i already pay for house and contents.

[wile_E]

Hi mick, I've just got insurance for a trip too. I went with this company.

I paid approx $250 for 4 weeks worth of world wide insurance - which covers (amongst other things) $4k worth of camera equipment.

HTH[/url]

[bimborocks]

not sure on overseas insurance but i checked out AAMI insurance the other day and it is about $33 per $1000 worth of gear and as someone else said it is 'idiot insurance' as well

hope this helps a little

James

[MCWB]

I'm currently checking out travel insurance too, with QBE (STA travel etc) you get an allowance for cameras/laptops/etc ($3K for the Europe policy, $4K US etc) plus you can insure gear over and above that limit as long as you have a receipt. It costs you 4% of the insured value, i.e. a $2K D70 kit can be insured for $80 [edit: this seems to be thte same as Wile_E's mob). HTH.