Insurance?

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Insurance?

Postby pippin88 on Sun Feb 06, 2005 8:53 pm

I'm moving to Newcastle in under two weeks, the item/s of greatest value by far will be my D70 stuff.

So I'm going to need insurance to at least cover it while it's at home.

A few questions for those who have insurance that covers their cameras:
How much?
Who with?
Can the camera be insured for when it's out of house?
Etc.

Any help is appreciated.
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Postby birddog114 on Sun Feb 06, 2005 8:56 pm

We have had a few threads about this topic recently.
Get a Home contents policy with your insurer and they'll cover the d70 for you.
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Postby BBJ on Sun Feb 06, 2005 8:59 pm

Hi pippin, yes you can insure it all i have mine done through SGIC and is insured for $6,000 all up so far and is covered if i drop it or stolen and anywhere in OZ for a cost about $50 a year, i gave the prices of the gear and all serial numbers as well, but like always shop around. I have my house and contents ,cars and motorbikes all with sgic as i was with CGU but they couldn't match what i get it for at sgic with all mine so yeh shop around, hope this helps.
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specified personal valuables

Postby christiand on Sun Feb 06, 2005 8:59 pm

Hi,

I've got insurances with AAMI and $3000 specified personal valuables
insurance is for me a bit less than $100.
My understanding is that this is an idiot's insurance.
If I drop the camera in the lake, I get replacement with a $100 excess fee.

Cheers
CD
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Re: specified personal valuables

Postby birddog114 on Sun Feb 06, 2005 9:04 pm

christiand wrote:Hi,

I've got insurances with AAMI and $3000 specified personal valuables
insurance is for me a bit less than $100.
My understanding is that this is an idiot's insurance.
If I drop the camera in the lake, I get replacement with a $100 excess fee.

Cheers
CD


Christiand,
I like it :wink: wait for the new D2x available and drop your D70 in the lake :wink:
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Postby pippin88 on Sun Feb 06, 2005 9:08 pm

Thanks BBJ and christiand, that's exactly what I wanted to hear.

Very good prices for that much piece of mind and coverage.
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Postby birddog114 on Sun Feb 06, 2005 9:12 pm

pippin88 wrote:Thanks BBJ and christiand, that's exactly what I wanted to hear.

Very good prices for that much piece of mind and coverage.


Remember, it's on top of your Home content policy premium!
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Postby pippin88 on Sun Feb 06, 2005 9:18 pm

Birddog114 wrote:
pippin88 wrote:Thanks BBJ and christiand, that's exactly what I wanted to hear.

Very good prices for that much piece of mind and coverage.


Remember, it's on top of your Home content policy premium!


Hmm, I see. So basic premium + $50 to $100 (or more).

Is there anyone that offers it without a basic Home and Contents necessary?
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Postby birddog114 on Sun Feb 06, 2005 9:19 pm

pippin88 wrote:
Birddog114 wrote:
pippin88 wrote:Thanks BBJ and christiand, that's exactly what I wanted to hear.

Very good prices for that much piece of mind and coverage.


Remember, it's on top of your Home content policy premium!


Hmm, I see. So basic premium + $50 to $100 (or more).

Is there anyone that offers it without a basic Home and Contents necessary?


It's but will cost you 1/3 of your the price of the D70 and use for commercial photogs only
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Postby pippin88 on Sun Feb 06, 2005 9:39 pm

Birddog114 wrote:It's but will cost you 1/3 of your the price of the D70 and use for commercial photogs only


Ok, will look into Home and Contents etc.

Thanks for the quick, informative responses everyone.
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commercial, business use

Postby christiand on Sun Feb 06, 2005 10:13 pm

according to AAMI when you use the camera for business you need a different type of insurance. AAMI doesn't cover that.
Business is when you sell a photo taken by the D70.
Does anybody have more info on business use and insurance ?

Thanks a lot
CD
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